Diverse financial topics are covered by the personal finance blogs. You’ll find articles about helping teens manage money, what OAS is, how to protect yourself against the high cost of living and tracking your money in challenging times.
A credit card is one of the most utilized financial tools for paying day-to-day expenses. Yet, they come with certain pitfalls—one of the most significant hazards being credit card cash advances. While a cash advance can offer a lifeline in…
Tipping requests are appearing in more places than ever—a trend known as "tipflation." According to a recent study by the Angus Reid Institute, Canadians report being asked to tip more (62%) and more often (64%) on almost any service.1 Beyond…
Nearly half of Canadians are living paycheque to paycheque. How come? Living on such tight margins leaves little space for savings or long-term planning and can lead to more debt risk. Let's examine the reasons behind this financial strain and…
If you have children or relatives who struggle financially, they might ask you for a personal loan. Should you lend them the money? That is a tricky question—personal loans to family members can hurt your finances, even if you feel…
Most people in Canada need some form of transportation. Many rely on public transit, taxis, or rideshare companies—but car ownership is still widespread. Of course, most car buyers often use a car loan to finance their purchases. But that presents…
Real estate insolvencies have skyrocketed. Just this year insolvencies are up 57% compared to 2023, rates higher than the financial crisis of 2009. And those numbers don't include issues with developers who can't pay their bills. What happened? Rising borrowing…
Gambling is an age-old pastime but recently has moved to a different platform. The federal government and the government of Ontario introduced new legislation regulating online casinos, sports betting and other types of gambling online. As of April 4, 2022,…
At one point or another, you’ve probably come out of a store or an appointment to see a parking ticket on your windshield. It’s never a good feeling, but it’s especially stressful if you can’t afford to pay. If you…
Owning your own business can be rewarding and challenging at the same time. Starting a business often comes with high costs, while running a business presents other issues, like unpredictable cash flow and needing more funds to expand. Business loans…
Let's talk about maximum rental increases in Ontario. If you rent or want to rent you’ll know rent prices have skyrocketed recently. Budget-busting rent increases mean more people are having to choose between paying their rent, paying their bills, or…
