How can you stop debt collectors from calling? You know your bills are out of control. You’re just not sure what to do about it. How can you stop the calls when you don’t have the money they’re demanding? When…
It’s easy to find yourself living beyond your means. All you need is a credit card, a personal loan, or overdraft protection. Little by little, you’re in over your head. Would you like to learn how to manage and save…
Unemployed and think you can’t pay your credit cards? Don’t push the panic button yet. You’ll need your energy to figure out a plan. There are definitely steps you can take to gain more control over the situation. Because the…
In India, you can go to jail for your debts. How about Canada? Not a chance. Unless of course, you’ve committed fraud. But then fraud is a whole ‘nother thing. So, exactly what does happen if you are not able…
2500 years ago Greek philosopher Heraclitus said we should “expect the unexpected”. Clever eh? But what the heck does it mean? How can you expect the unexpected? Actually, insurance companies do it all the time. Their fancy-schmancy mathematicians calculate the…
WHO is a Licensed Insolvency Trustee? The person who can help you get out of debt! A Licensed Insolvency Trustee is a professional that is federally regulated by the government of Canada to administer debt services and advice. This…
Most Canadians know that bankruptcy should be avoided whenever possible. But for those of us overwhelmed by crushing debt - at some point - we face it head on and ask, “Is bankruptcy the best solution?” Before we get into…
Debt troubles have a way of taking over your life if you let them. So with more Canadians facing higher and higher balances on their debt, it’s no wonder so many are reaching out for help. And what they’re finding…
The holidays are meant to be a time of happiness, celebration, and togetherness, but from a financial point-of-view, they can be difficult to manage and straining. If you don’t want to spend January worried about bills because of spending in…
In Canada, one in every seven personal bankruptcies is a result of student debt. Student loans are big business! It’s a billion dollar industry, but this wasn’t always the case. In the 70’s, students could work a summer job and earn…
