How Much Do You Need for a Money Emergency No matter how little cash you have, you need to plan for a money emergency. And that plan should NOT include a cash advance. Or calling anyone who’s on your mobile…
Unemployed and think you can’t pay your credit cards? Don’t push the panic button yet. You’ll need your energy to figure out a plan. There are definitely steps you can take to gain more control over the situation. Because the…
Ever wonder why you don’t have two nickels to rub together? It’s true that those bad habits can really add up. But, do you know how much? Let’s take a look… one bad habit at a time. Smoking Are you…
In India, you can go to jail for your debts. How about Canada? Not a chance. Unless of course, you’ve committed fraud. But then fraud is a whole ‘nother thing. So, exactly what does happen if you are not able…
It’s Financial Literacy Month and this is the finale of a two-part series to help learn how to take charge of your finances. You can read Learn How to Take Charge of our Finances Part I here. In the previous…
7 Steps to Perfect Personal Financial Management What do Larry King, Mike Tyson, MC Hammer, and Marvin Gaye all have in common? A personal financial crisis has destroyed their lives. Proof that even the mighty can fail when it comes…
It takes focus and determination to graduate from university - and you’ll need to rely on these same traits to repay your OSAP student loans. That’s because if you’re anything like most Canadian university and college students, you’ve had to…
2500 years ago Greek philosopher Heraclitus said we should “expect the unexpected”. Clever eh? But what the heck does it mean? How can you expect the unexpected? Actually, insurance companies do it all the time. Their fancy-schmancy mathematicians calculate the…
Credit cards are a wonderful invention. A very convenient way to spend money. Maybe too convenient. If you are watching this - you may have a debt problem connected to credit cards. In this short video, we will explore…
Turns out you don’t need the repo man to haul off your car to be in debt trouble. You usually pay your bills right before the due date. You have just enough available balance to cover the unexpected. You haven’t…
