Debt is becoming an increasingly tricky problem for many people in Ontario. It's easy to accumulate - not so easy to get rid of. You may have reached this page because you think that personal bankruptcy might be the…
Isn’t it annoying when people tell us that we should plan for the unexpected? How do you do that anyway - if the thing is unexpected, how can you plan for it? What we can probably assume is that something…
If you’re experiencing financial difficulties and your debts seem to have no end in sight, it’s likely you’ve considered filing for bankruptcy. Bankruptcy is a serious decision to undertake, but it isn’t always inevitable, or your only option. For some…
If you’re experiencing financial difficulties and starting to believe that bankruptcy is your only option, you might want to consider filing a Consumer Proposal. What is a Consumer Proposal? A Consumer Proposal is a payment arrangement with your creditors that’s…
Taking out a payday loan is the perfect example of financially taking one step forward, and two steps back. If advertised for what they really are, payday loan ads would sound something like this: “Trap yourself in the cycle of…
Equifax claims Millennial Debt Delinquencies on the Rise. More millennials may need the help of a licensed insolvency trustee. Equifax, one of the country’s major credit reporting agencies recently released a report with the same worrisome trends. The report claims…
Another settling of Tax Debt! The person we are helping, we will call him “the Debtor,” owed Canada Revenue Agency approximately $155,000.00 in unpaid income taxes. The Debtor was an honest person who unfortunately got caught up in all of…
