Are Secured Claims Eliminated if I File for Bankruptcy?
Are you struggling to pay your bills? Are you sick of dodging calls from collection agencies? Are you feeling completely exhausted and defeated by your finances? If you’re unable to make your debt payments and you're at the point where…
Will the Canadian Real Estate Housing Bubble Finally Burst? What Debtors Need to Know
In the midst of the pandemic, as people around the world suffer through economic distress, the Canadian real estate housing market continues to boom. So much so, in fact, that this February 2021, the price of detached homes in Toronto…
Should You Use Your Home Equity Line of Credit?
If you are overwhelmed with credit card debt, you may have considered a home equity line of credit (HELOC). Financial experts view home equity as an untapped resource. As a homeowner, when you have more bills than you can handle,…
My Business is in Trouble – Will Filing a Division 1 Proposal Help?
Bankruptcy is not the only option when your business is in financial trouble. A Division 1 Proposal can help you avoid Bankruptcy and get your business back on track. You’re certainly not ready to walk away. But it’s becoming clear…
Does the CRA Offer Debt Forgiveness in Canada?
No one wants to be indebted to the Canada Revenue Agency (CRA). However, every year thousands of Canadians find themselves owing more in income tax than they can afford. For those who are self-employed or those with multiple streams of…
How to Stop Wage Garnishment in Ontario
Are you drowning in debt and finding it impossible to keep up with your bill payments despite your best efforts? Are you sick of dodging calls from creditors? If you’re in a situation where you are unable to pay your…
Facing Bankruptcy or a Mortgage Foreclosure? Here’s What You Should Know
If you’re behind on your mortgage payments, you may be wondering whether filing Bankruptcy can help save your home. Foreclosure is an undesirable outcome for both you and the lender. What can you do? Can Bankruptcy hurt you or help…
Considering Closing Your Business and Filing for Bankruptcy? Read These 4 Tips First.
If your small business is in trouble, there are some important facts you need to know about business Bankruptcy vs. personal Bankruptcy. The economic crisis has been tough on many small businesses. Some have eliminated staff, cut their hours of…
Want a Better Budget? Understand Your Income and Expenses
Trouble with your income & expenses? Are you having trouble keeping track of your income and expenses each month? Are you constantly overspending and taking on more debt? Have you considered using a budget? The “B” word (budget) can conjure…
