How to Reconcile Home Ownership and Money Troubles (and save your house) You thought about it for years. There were so many good reasons to buy a house. And when it finally happened, it was like a dream come true.…
Personal bankruptcy is a legal process that will get rid of your debts. However, there are a handful of things, like child support and recent student loans, that do not go away. When you file personal bankruptcy in Ontario,…
How Much Do You Need for a Money Emergency No matter how little cash you have, you need to plan for a money emergency. And that plan should NOT include a cash advance. Or calling anyone who’s on your mobile…
Unemployed and think you can’t pay your credit cards? Don’t push the panic button yet. You’ll need your energy to figure out a plan. There are definitely steps you can take to gain more control over the situation. Because the…
Ever wonder why you don’t have two nickels to rub together? It’s true that those bad habits can really add up. But, do you know how much? Let’s take a look… one bad habit at a time. Smoking Are you…
Many millennials find themselves financially struggling, unable to stop the snowballing of their debts until they plummet into bankruptcy. In fact, millennials are filing for bankruptcy at a faster rate than any other generation. Are you at risk? Do you…
In India, you can go to jail for your debts. How about Canada? Not a chance. Unless of course, you’ve committed fraud. But then fraud is a whole ‘nother thing. So, exactly what does happen if you are not able…
Wondering how to know if you are insolvent? Here are a few clues: You’ve used cash advances to pay bills. You’ve visited the payday loan store. You’ve been hit with over limit charges on your card. You’ve had your…
It’s Financial Literacy Month and this is the finale of a two-part series to help learn how to take charge of your finances. You can read Learn How to Take Charge of our Finances Part I here. In the previous…
Rebuilding your credit after a Consumer Proposal is an important step when you’re working on securing your financial future. But the road to a strong credit rating can be full of confusing twists and frustrating turns. It’s hard to get…
