Living Alongside Debt
Sometimes debt can feel like a shadow that is cast over your life. It restricts you from doing what you want to do with your life. You may feel embarrassed or hopeless, but remember misery loves company. Debt is much…
Is Debt Consolidation Right for You?
In order to ease the stress of financial debt many people opt for a debt consolidation service. Debt is a difficult and stressful thing, especially when you have multiple loans and liabilities. Each liability may be a different amount, with…
Common Bankruptcy Questions Asked and Answered
Many hard-working Canadian debtors walk into our office filled with questions - and anxieties - about bankruptcy. Their concerns typically revolve around how bankruptcy works and how filing for bankruptcy might affect their families. And while most debtors really aren’t…
Debt Counselling – Is This the Right Option for You?
Debt counselling, also known as credit counselling, is a common search result when people Google terms like ‘debt help’ and ‘debt problems’. If you are having problems managing your debt load, then debt counselling may be one of your options.…
How to File for Bankruptcy
If you reached this page then you are probably wondering how to file for bankruptcy. In just a few minutes, this video will explain that process. There are really only three steps. Step one: Research your options. Bankruptcy may not…
Bankruptcy vs Consumer Proposal, Which Is Better?
Consumer proposal and bankruptcy are the top two insolvency solutions in Canada, so it’s natural that you may want to know the difference between them. A bankruptcy is filed using the Bankruptcy and Insolvency Act. You are eligible to…
Insolvency Stats in Canada 2017: What Ontario Householders Need to Know About the Future
Insolvency stats for 2017 in Ontario tell only half the story when it comes to the state of personal finances. Dig a little deeper, and you’ll find that business confidence is falling as the threat of interest rate increases heightens.…
Know Your Alternatives to Payday Loans (Online or In-Person)
If you’re strapped for cash, you might believe that access to fast money with no hassle is a good option. Many people consider payday loans. What are Payday Loans? Payday loans are the most expensive form of consumer loan in…
3 Easy Steps to Getting Bankruptcy Help in Ontario
If you’re in financial distress, the thought of having to file for bankruptcy has probably crossed your mind more than a few times. And that’s likely for good reason. Because while there are downsides, the bankruptcy process definitely offers hard-working…
7 Ways a Licensed Insolvency Trustee Can Help You With Your Debt
If you’re finding it hard to make ends meet every month and the debt just keeps piling up, the best thing you can do is to get professional help right away. But what type of professional help should you seek?…