Resources are available here to help you understand and manage debt. Topics include bankruptcy basics, how you might avoid bankruptcy by getting help with your debt, how a consumer proposal can provide relief if you’re struggling with debt.
Debt management is hard work even in calm conditions. But add in a high cost of living, shaky job insecurity, and housing prices, and that task gets even taller. It seems like whoever you ask, many households in London, Windsor,…
Self-employment offers freedom, flexibility, and the ability to work on your own terms. But it also comes with financial risk: irregular income, industry volatility, and a lack of built-in safety nets. Contractors—whether truckers, tradespeople, or gig workers—often operate without employer-provided…
In Canada, close to half of the students who graduate with a Bachelor’s degree owe money, with an average student loan debt of approximately $28,000. This is becoming a bigger problem, especially in places like Ontario where living costs are…
At a time where financial stress is all too common, the promise of debt relief can be a beacon of hope for anyone drowning in debt. Unfortunately, this vulnerability has given rise to a nefarious industry that preys on those…
Spring is a fantastic time of year! The weather gets warmer, summer is on its way, and you get your income tax refund. So, what will you do with your tax refund? Well, you have lots of options. You can…
As Canada's population ages, the country is facing a looming financial crisis that doesn't garner as much attention as it deserves - the senior citizens debt crisis. Despite the common belief that seniors are financially secure, a significant portion of…
Thousands of mortgages come up for renewal every year in Canada. By March 2025, 31% of Canadian homeowner's mortgages will be up for renewal. Mortgage rates have risen rapidly since March 2022 and as a result, many mortgage holders will…
As Canadians finances are continuously under pressure, more are choosing to file a Consumer Proposal as a way to get relief from your unmanageable debt. This debt relief option is now considered the number one alternative to Bankruptcy. Government approved,…
Are you afraid you might lose your job? The thought of being unemployed is scary at the best of times. The fear becomes even worse when economic conditions are uncertain as they are now. You may have enough savings to…
No one wants to retire in debt. But if you are one of the growing number of seniors facing this scenario - know you are not alone. If your only source of income is the government funds provided through Canada's…
