How to Know If You Are Insolvent
Wondering how to know if you are insolvent? Here are a few clues: You’ve used cash advances to pay bills. You’ve visited the payday loan store. You’ve been hit with over limit charges on your card. You’ve had your…
Need Help Repaying Your OSAP Student Loans?
It takes focus and determination to graduate from university - and you’ll need to rely on these same traits to repay your OSAP student loans. That’s because if you’re anything like most Canadian university and college students, you’ve had to…
The Danger of Paying Only Minimum Payments
Credit cards are a wonderful invention. A very convenient way to spend money. Maybe too convenient. If you are watching this - you may have a debt problem connected to credit cards. In this short video, we will explore…
Will I Lose My Job if I File for Bankruptcy?
If you’re planning on filing for bankruptcy, you’ve got a lot on your mind. Worrying about job loss shouldn’t be adding to your list of concerns. One of the most common questions people have when they first contact us is,…
Smart Money Planning: 5 Debt Warning Signs to Watch for
Turns out you don’t need the repo man to haul off your car to be in debt trouble. You usually pay your bills right before the due date. You have just enough available balance to cover the unexpected. You haven’t…
You Need These Life-Changing Debt Solutions
Debt troubles have a way of taking over your life if you let them. So with more Canadians facing higher and higher balances on their debt, it’s no wonder so many are reaching out for help. And what they’re finding…
The Do’s and Don’ts of Debt Management
Debt can add up quickly whether it is from unexpected costs, or from not tracking how much you spend. Across Canada, personal debt is growing. It is reported that Canadians owe around 1.78 for every dollar of their disposable income.…
How to Deal With After Christmas Debt
The Christmas season is a time of joy, family, and celebration. It's natural to want everything to be perfect. Maybe finding the right cut tree to decorate or shopping for gifts for loved ones that will make their eyes light…
Student Debt Leading To More Bankruptcies
In Canada, one in every seven personal bankruptcies is a result of student debt. Student loans are big business! It’s a billion dollar industry, but this wasn’t always the case. In the 70’s, students could work a summer job and earn…
Living Alongside Debt
Sometimes debt can feel like a shadow that is cast over your life. It restricts you from doing what you want to do with your life. You may feel embarrassed or hopeless, but remember misery loves company. Debt is much…