Living Alongside Debt
Sometimes debt can feel like a shadow that is cast over your life. It restricts you from doing what you want to do with your life. You may feel embarrassed or hopeless, but remember misery loves company. Debt is much…
Insolvency Stats in Canada 2017: What Ontario Householders Need to Know About the Future
Insolvency stats for 2017 in Ontario tell only half the story when it comes to the state of personal finances. Dig a little deeper, and you’ll find that business confidence is falling as the threat of interest rate increases heightens.…
Know Your Alternatives to Payday Loans (Online or In-Person)
If you’re strapped for cash, you might believe that access to fast money with no hassle is a good option. Many people consider payday loans. What are Payday Loans? Payday loans are the most expensive form of consumer loan in…
Debt Help Services in Ontario: 3 Things You Must Know Before You Do Anything
Isn’t it annoying when people tell us that we should plan for the unexpected? How do you do that anyway - if the thing is unexpected, how can you plan for it? What we can probably assume is that something…
How to Get Out of Personal Debt in Ontario
Canadians owe over $21,000 on average, not including mortgage debt. If you live in Ontario - and are having a hard time keeping up with your bills - it’s possible that number is considerably higher for you. Consider these statistics…
Getting Debt Help in Windsor, Ontario
If you’re searching for ways to get help with your growing debt, you’ll no doubt encounter many different options. It can be confusing to know which solution is best for you and your family. That’s why the very first step…
Getting Debt Help in Ontario Today Might Mean Avoiding Bankruptcy Tomorrow
Are you beginning to feel overwhelmed by debts that just keep building with no end in sight? Maybe you’ve missed a few mortgage payments, collections agencies have started to call, or worse yet, creditors have begun to garnish your wages.…
How to Free Yourself from the Dangerous, Predatory Payday Loans Ontario Trap
Taking out a payday loan is the perfect example of financially taking one step forward, and two steps back. If advertised for what they really are, payday loan ads would sound something like this: “Trap yourself in the cycle of…
Millennial Debt Delinquencies on the Rise
Equifax claims Millennial Debt Delinquencies on the Rise. More millennials may need the help of a licensed insolvency trustee. Equifax, one of the country’s major credit reporting agencies recently released a report with the same worrisome trends. The report claims…
Tax Debt: Settling CRA Debt With a Consumer Proposal
Another settling of Tax Debt! The person we are helping, we will call him “the Debtor,” owed Canada Revenue Agency approximately $155,000.00 in unpaid income taxes. The Debtor was an honest person who unfortunately got caught up in all of…