You’ll get details regarding the best DIY debt solutions, causes of debt and how to deal with it. Additional topics include how to deal with a debt collector and what happens to your debt when you die.
A Plain-Language Guide About Bankruptcy as a Newcomer to Canada Permanent resident? Work permit holder? You can file for a consumer proposal or bankruptcy as a newcomer to Canada, provided you currently live here. Filing does not make you inadmissible…
What Ontario Professionals Need to Know Before Filing A bankruptcy or consumer proposal in Ontario does not automatically cancel most professional licences. But nearly every regulator requires disclosure, and some have mandatory timelines measured in days, not weeks. Real estate…
Consumer Proposal in Ontario: Residents Should Understand What Happens to Your Vital Assets If you are considering a consumer proposal in Ontario, your biggest concern is likely how to keep your assets safe. And we understand the worry. However, debt…
Debt management is hard work even in calm conditions. But add in a high cost of living, shaky job insecurity, and housing prices, and that task gets even taller. It seems like whoever you ask, many households in London, Windsor,…
When debt payments slip, anxiety rises—and so do creditor calls. Collection agencies, debt collectors, and even the Canada Revenue Agency (CRA) are all entitled to collect. But as a debtor, you have rights too. In this guide, we will talk…
Many Ontarians are feeling the financial strain as economic conditions continue to shift. If you're buried in credit card debt, loans, or other unsecured debts, you're certainly not alone. The good news is that there are a range of debt…
Most Canadians carry some form of household debt. From a mortgage to a car loan to a credit card balance, we all use debt as a financial tool. But when does normal borrowing cross the line into the danger zone?…
Income disparity is a growing reality in Canada. As the cost of living rises and economic uncertainty lingers, the wealth gap across generations and social groups widens. While some Canadians have established solid financial foundations, others are losing ground—particularly Gen…
Everyone shops online. With the rise of eCommerce and things like One-Click Buying and Buy Now, Pay Later (BNPL), it is easier than ever to buy and sell global products. While that ease is certainly appreciated, it can lead to…
Financial management is not always the easiest. With a soaring cost of living, unstable income, and unexpected bills, debt can pile up fast. But how do your finances stack up to the average Canadian? Learning if your situation compares to…
