How Much Are Your Habits Really Adding Up To?
Ever wonder why you don’t have two nickels to rub together? It’s true that those bad habits can really add up. But, do you know how much? Let’s take a look… one bad habit at a time. Smoking Are you…
How to Avoid Becoming One of the Growing Number of Millennials Filing for Bankruptcy
Many millennials find themselves financially struggling, unable to stop the snowballing of their debts until they plummet into bankruptcy. In fact, millennials are filing for bankruptcy at a faster rate than any other generation. Are you at risk? Do you…
How to Know If You Are Insolvent
Wondering how to know if you are insolvent? Here are a few clues: You’ve used cash advances to pay bills. You’ve visited the payday loan store. You’ve been hit with over limit charges on your card. You’ve had your…
Financial Literacy Month: Learn How to Take Charge of Your Finances – Part II
It’s Financial Literacy Month and this is the finale of a two-part series to help learn how to take charge of your finances. You can read Learn How to Take Charge of our Finances Part I here. In the previous…
Financial Literacy Month: Learn How to Take Charge of Your Finances
Savvy Canadian consumers are learning more about managing money and debt, saving for the future, and understanding their financial rights and responsibilities. That’s because it’s Financial Literacy Month. This year’s theme is, “Take Charge of Your Finances”. We’re joining financial…
Do Not Let a Personal Financial Crisis Destroy You
7 Steps to Perfect Personal Financial Management What do Larry King, Mike Tyson, MC Hammer, and Marvin Gaye all have in common? A personal financial crisis has destroyed their lives. Proof that even the mighty can fail when it comes…
How to Protect Your Finances During Unexpected Life Events
2500 years ago Greek philosopher Heraclitus said we should “expect the unexpected”. Clever eh? But what the heck does it mean? How can you expect the unexpected? Actually, insurance companies do it all the time. Their fancy-schmancy mathematicians calculate the…
The Danger of Paying Only Minimum Payments
Credit cards are a wonderful invention. A very convenient way to spend money. Maybe too convenient. If you are watching this - you may have a debt problem connected to credit cards. In this short video, we will explore…
5 Expert Tips: How to Solve Your Personal Financial Problems
There are plenty of good, common-sense recommendations for ways to solve your personal financial problems. Great advice, to be certain. However, there are also long-standing recommendations to quit smoking. This advice is even backed with tons of research and evidence.…
Smart Money Planning: 5 Debt Warning Signs to Watch for
Turns out you don’t need the repo man to haul off your car to be in debt trouble. You usually pay your bills right before the due date. You have just enough available balance to cover the unexpected. You haven’t…