Diverse financial topics are covered by the personal finance blogs. You’ll find articles about helping teens manage money, what OAS is, how to protect yourself against the high cost of living and tracking your money in challenging times.
Consumer Proposal in Ontario: Residents Should Understand What Happens to Your Vital Assets If you are considering a consumer proposal in Ontario, your biggest concern is likely how to keep your assets safe. And we understand the worry. However, debt…
43% of Canadians say they need help to get out of debt, according to an Ipsos survey. Whether it's inflation or high interest rates, Canadians are struggling with their monthly budgets and debt payments. In addition, many don’t understand how…
Windsor, Ontario is known as the automotive capital of Canada. However, its industrial strengths do not protect it from high unemployment and economic instability. Job losses and layoffs have caused financial stress for many households, with debt management and financial…
Everyone wants some extra cash these days. With the increased cost of living, it seems harder and harder to stay within the monthly budget. Whether it's to pay bills, save for the future, or increase income, a few reliable side…
A credit card is one of the most utilized financial tools for paying day-to-day expenses. Yet, they come with certain pitfalls—one of the most significant hazards being credit card cash advances. While a cash advance can offer a lifeline in…
Tipping requests are appearing in more places than ever—a trend known as "tipflation." According to a recent study by the Angus Reid Institute, Canadians report being asked to tip more (62%) and more often (64%) on almost any service.1 Beyond…
Nearly half of Canadians are living paycheque to paycheque. How come? Living on such tight margins leaves little space for savings or long-term planning and can lead to more debt risk. Let's examine the reasons behind this financial strain and…
If you have children or relatives who struggle financially, they might ask you for a personal loan. Should you lend them the money? That is a tricky question—personal loans to family members can hurt your finances, even if you feel…
Most people in Canada need some form of transportation. Many rely on public transit, taxis, or rideshare companies—but car ownership is still widespread. Of course, most car buyers often use a car loan to finance their purchases. But that presents…
Real estate insolvencies have skyrocketed. Just this year insolvencies are up 57% compared to 2023, rates higher than the financial crisis of 2009. And those numbers don't include issues with developers who can't pay their bills. What happened? Rising borrowing…
