If you’re experiencing financial difficulties, you may wish that, with just a snap of the fingers, you could eliminate your debt. The truth is, while debt is easy to accumulate, it’s harder to get rid of. There is, however, a…
The Bankruptcy Assistance Program The Bankruptcy Assistance Program (BAP) is designed to help make bankruptcy affordable for debtors who cannot afford the fees of a Licensed Insolvency Trustee (LIT). It permits people who do not have the funds to cover…
Covid-19 has left your finances in shambles and your bank account depleted. And you may wonder what to do if you can’t pay your mortgage. Whether you are furloughed, out of a job or sidelined due to the coronavirus, your…
During the pandemic, it seems as though Canadians have been given a pass on monthly bill payments. So can bill collectors still call during Covid-19? The government, as well as the banks and lenders, are, thankfully, offering all types of…
Are you in need of debt solutions? Perhaps you lost your job or you simply don’t make as much money as you did in the past. Maybe you have unexpectedly high expenses from an illness or other emergency. For whatever…
At the start of 2019, many Canadians were living paycheque to paycheque. In fact, nearly half of us would have been unable to pay off a $200 or less emergency bill. Mid-way through 2020, we find ourselves facing a pandemic…
Each month, after all the bills are paid, you wonder how to save money. You can’t figure out why your bank account is depleted. You thought for sure you’d be able to put aside a few dollars this time. Maybe…
How can you stop debt collectors from calling? You know your bills are out of control. You’re just not sure what to do about it. How can you stop the calls when you don’t have the money they’re demanding? When…
If you have an emergency and can't pay your bills, you may wonder how instant payday loans work in Ontario? They seem easy: just fill out an application and get instant cash. But before you consider this risky option,…
It’s easy to find yourself living beyond your means. All you need is a credit card, a personal loan, or overdraft protection. Little by little, you’re in over your head. Would you like to learn how to manage and save…
