Is a collection agency relentlessly calling you demanding payment for an old debt? If you’re in this situation, it helps to know how to deal with debt collectors and if it would be in your best interest to pay them.…
Financial literacy means having the knowledge so as to develop skills to make responsible financial decisions. Not all of us were taught these skills when we were young but it’s never too late to reassess how we manage our money.…
Are you losing sleep because of debt stress or other financial worries? If so, know you're not alone. Financial anxiety prevents 48% of Canadians from sleeping well. The top three financial concerns keeping people up at night are debt (57%),…
The current interest rate climate might be hard to navigate if you're a borrower or considering borrowing money. In Canada, interest rates were historically low and very stable for years. Suddenly, they have been going up at an alarming pace.…
Most of us go through life not knowing much about Bankruptcy or what a Consumer Proposal is. But when things start to fall apart and you can't manage your debt any more, you should know that there is a way…
What is Contributing to Rising Consumer Debt and Insolvencies in Canada? When it comes to what is causing the rise in consumer debt and insolvencies, there is no single answer. Instead, there are several contributors working in concert causing some…
No one likes to budget but you need a way to make sure your bills are paid each month. To successfully manage a budget you need to be somewhat disciplined and stick with it. There is no one right budgeting…
Many Canadians are being pushed to their financial brink, unable to afford the basic necessities. Wages aren’t keeping up with the cost of living, and more people are turning to homeless shelters, social services, and food banks in Canada. Food…
Are you in debt and looking for ways to manage it? Or are you simply interested in learning about the ins and outs of borrowing? Either way, this guide is here to help you navigate the world of debt in…
Most of us at sometime in our life have experienced setbacks that put us in a financially difficult situation. Whether it’s a loss of our job, injury, illness, or a divorce - it may seem impossible to cover our bills.…
