Gambling is an age-old pastime but recently has moved to a different platform. The federal government and the government of Ontario introduced new legislation regulating online casinos, sports betting and other types of gambling online. As of April 4, 2022,…
You may be surprised to learn that filing for Bankruptcy in Canada isn’t free. The cost of filing differs from person to person depending on your monthly income, the size of your family, your expenses and your assets. The fees…
At one point or another, you’ve probably come out of a store or an appointment to see a parking ticket on your windshield. It’s never a good feeling, but it’s especially stressful if you can’t afford to pay. If you…
Owning your own business can be rewarding and challenging at the same time. Starting a business often comes with high costs, while running a business presents other issues, like unpredictable cash flow and needing more funds to expand. Business loans…
Managing credit card debt can be tough, especially with multiple cards that are all charging high interest rates. One debt relief option you may want to consider is a Credit Card Balance Transfer. This method lets you pay off a…
Let's talk about maximum rental increases in Ontario. If you rent or want to rent you’ll know rent prices have skyrocketed recently. Budget-busting rent increases mean more people are having to choose between paying their rent, paying their bills, or…
Can you cancel a Consumer Proposal if your circumstances change? The short answer is yes, you can. But first, it’s important to understand what a Consumer Proposal is, how they work, and why you might need to cancel it. Consumer…
Filing for Bankruptcy is a big step on your journey toward debt freedom. When you declare Bankruptcy there are several immediate benefits. Wage garnishment and collection calls will stop, as will any creditor lawsuits against you. These initial benefits may…
Are you considering consolidating your credit card debt, overdue bills, and other unsecured debts? If so, you should be aware that a debt consolidation loan may not be your best option. The path to true freedom from your debt is…
In Canada, close to half of the students who graduate with a Bachelor’s degree owe money, with an average student loan debt of approximately $28,000. This is becoming a bigger problem, especially in places like Ontario where living costs are…
