Let's talk about maximum rental increases in Ontario. If you rent or want to rent you’ll know rent prices have skyrocketed recently. Budget-busting rent increases mean more people are having to choose between paying their rent, paying their bills, or…
Can you cancel a Consumer Proposal if your circumstances change? The short answer is yes, you can. But first, it’s important to understand what a Consumer Proposal is, how they work, and why you might need to cancel it. Consumer…
Filing for Bankruptcy is a big step on your journey toward debt freedom. When you declare Bankruptcy there are several immediate benefits. Wage garnishment and collection calls will stop, as will any creditor lawsuits against you. These initial benefits may…
Are you considering consolidating your credit card debt, overdue bills, and other unsecured debts? If so, you should be aware that a debt consolidation loan may not be your best option. The path to true freedom from your debt is…
In Canada, close to half of the students who graduate with a Bachelor’s degree owe money, with an average student loan debt of approximately $28,000. This is becoming a bigger problem, especially in places like Ontario where living costs are…
Borrowing money is getting more difficult with rising interest rates and growing economic instability. It is harder to meet the qualifications for personal loans or mortgages. It’s tempting to consider turning to family or friends when you can’t qualify for…
When you’re overwhelmed by debt and on the brink of Bankruptcy, you might be wondering about your house. Losing your home for any reason is a real fear and can be devastating. Your home represents stability, safety and a place…
If you’ve filed a Consumer Proposal before, you know that completing it gives you a sense of relief and accomplishment. A Consumer Proposal can also help you get back on track financially. Unfortunately, life events sometimes put you in a…
We all know that we should have a budget that tracks down our monthly expenses but when it comes to creating a budget, how can you create one that works with your income and expenses? A budget is there to…
If you're struggling with debt and considering Bankruptcy, a Consumer Proposal could be a good alternative to regain control of your finances. In London, Ontario, filing a Consumer Proposal involves several steps. This guide will walk you through everything you…
