The Complete Guide to Debt in Canada
Are you in debt and looking for ways to manage it? Or are you simply interested in learning about the ins and outs of borrowing? Either way, this guide is here to help you navigate the world of debt in…
Canadian Government Debt Relief Grants & Programs
If you are overwhelmed by your debt, you might be searching for government relief grants or debt relief programs to help you stay afloat. There are instances when the government will step in to support programs that provide financial relief…
How to use a Budget Template to Manage and Save Money
If you feel like your money disappears at an alarming rate each month, you're not alone. Recent economic changes have put significant stress on personal finances. Not only are you feeling the economic effects of a global pandemic, but your…
Open A New Bank Account Before Filing For Bankruptcy Or A Consumer Proposal
There are certain things that you must do when filing a Bankruptcy or Consumer Proposal. And, there is an optional step that your Licensed Insolvency Trustee (LIT) will suggest. They will recommend you open a new bank account at a…
Interest Rate Hikes Affecting Your Personal Finances? You Are Not Alone
Prices for almost everything have gone up a lot over the last year. Canadians have also faced interest rate hikes from the Bank of Canada, and according to economists, we can expect more in the near future. Understanding inflation, its…
What Is Old Age Security (OAS)?
What is Old Age Security (OAS), how much does it pay per month, can you take your OAS payments early, and do you have to pay taxes on OAS? Here are all of the answers to your OAS pension questions.
How to Protect Yourself Against the Rising Cost of Living in Ontario
If you’ve noticed higher price tags on the products you normally buy, then you’re not alone. Due to the pandemic, and more recently the war in Ukraine, inflation has exponentially increased the cost of living in Canada over the last…
Causes of Canadian Debt and How to Deal With it
Canadians are in debt. With high inflation, rising interest rates, expensive housing, and increased spending, it should come as no surprise. If you are struggling with debt and insolvency, reach out to a Licensed Insolvency Trustee for help.
What Is Cryptocurrency and Is It a Safe Investment?
There’s a lot of hype around cryptocurrency but is it a good investment? Due to high volatility, investing in crypto can be risky. If you’ve lost money in crypto and are considering bankruptcy, reach out to a Licensed Insolvency Trustee (LIT) today.
When to Hire a Financial Advisor vs. a Licensed Insolvency Trustee (LIT)
If you’re trying to stay on budget and repay your debt but you just can’t seem to get ahead, you might consider hiring a financial advisor to help to get your financial life in order. While it’s a great idea…