Buyer’s Remorse Laws in Canada – Consumer Protection Act (CPA)
Is RRSP Withdrawal a Good Way to Pay Off My Debt?
Are you drowning in bills? Are you sick of ignoring phone calls from collections? Are you feeling weighed down by the burden of your debt? If so, you might be questioning whether or not you should do an RRSP withdrawal…
Will the Canadian Real Estate Housing Bubble Finally Burst? What Debtors Need to Know
In the midst of the pandemic, as people around the world suffer through economic distress, the Canadian real estate housing market continues to boom. So much so, in fact, that this February 2021, the price of detached homes in Toronto…
Should You Use Your Home Equity Line of Credit?
If you are overwhelmed with credit card debt, you may have considered a home equity line of credit (HELOC). Financial experts view home equity as an untapped resource. As a homeowner, when you have more bills than you can handle,…
Want a Better Budget? Understand Your Income and Expenses
Trouble with your income & expenses? Are you having trouble keeping track of your income and expenses each month? Are you constantly overspending and taking on more debt? Have you considered using a budget? The “B” word (budget) can conjure…
How Can I Get Emergency Financial Assistance in Ontario?
You’re in the middle of a money crisis and you need emergency financial assistance right now. Maybe you or someone you care for has Covid-19 or been exposed to it. You may be between jobs or out of work for…
Learn How to Avoid Financial Fraud During Covid
The fight against the COVID pandemic has involved massive government support programs around the world. In Canada, CERB and CESB payments are being dispersed to mitigate the economic impact of the pandemic. According to the Government of Canada, more than…
Keep Track of Your Money During Challenging Times
According to Statistics Canada, the average net savings for Canadian households was $852 in 2018. For the lowest income earners, consumption still exceeds income. Unsurprisingly, debt and empty savings accounts are the norms for many Canadians. Now is as good…
All You Need to Know About the Wage Earner Protection Program
The wages of Canadian employees are protected. These protections stand regardless of employers' willingness or ability to pay. Even if your employer declares bankruptcy or is subject to receivership, you are entitled to unpaid wages. The protections you receive are…